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MERRY CHRISTMAS!!

 


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It’s not what you think -- you almost can’t find a headline with the term “housing affordability” without the word “crisis”
attached to it. That’s because some only consider the fact that residential real estate prices have continued to appreciate.
But it’s not just the price of a home that matters, but the price relative to a purchaser’s buying power.
 
Most people buy homes with a mortgage. The current mortgage rate is a major component of the affordability equation.
Mortgage rates have fallen by over a full percentage point since December 2018. Another major piece of the affordability
equation is a buyer’s income. The median family income has risen by 3.5% over the last year. Combined, these reveal that homes
are very affordable in comparison to historic numbers, and how they have become even more affordable over the past several months.
 
For ins ...

Have You Outgrown Your Home?

It may seem hard to imagine that the home you’re in today – whether it’s your starter home or just one you’ve fallen in love with along the way – might not be your forever home.
The good news is, it’s okay to admit if your house no longer fits your needs.
According to the latest Home Price Insights from CoreLogic, prices have appreciated 3.5% year-over-year. At the same time, the National Association of Realtors (NAR) reports inventory has dropped 4.3% from one year ago.These two statistics are directly related to one another. As inventory has decreased and demand has increased, prices have been driven up.
This is great news if you own a home and are thinking about selling. The equity in your house has likely risen as prices have increased. Even better is the fact that there’s a large pool of buyers out there searching for the American dream ...

It’s ‘National Roof Over Your Head’ Day!

Did you know that each year in the United States, we celebrate “National Roof Over Your Head Day” on December 3rd?
As noted on the National Calendar, it was “created as a day to be thankful for what you have, starting with the roof over your head. There are many things that we have that we take for granted and do not stop to appreciate how fortunate we are for having them.”
From bungalows to cottages, and farmhouses to treehouses, today we show our appreciation and gratitude for the places we call home. Owning the roof that shelters us is something many renters still aspire to, knowing there are so many financial and non-financial benefits to homeownership.
According to the 2019 State of the Nation’s Housing from the Joint Center for Housing Studies of Harvard University,
“Cost-burdened renters now outnumber cost-burdened homeowner ...

Insider Tips for Happy, Healthy, and Wealthy Living!

















Your Home Sold GUARANTEED!
Or We'll Buy It!* ...
Service for Life!
"Insider Tips For Healthy, Wealthy & Happy Living..."
*Client and Agent To agree On Price and Terms


Dear Friend,                                                                                                  November
   
We hardly need another reason to have a furry or feathered (or scaly!) member of the family, but did you know they could actually make us healthier? In today’s Service For Life! ® Free consumer newsletter, you’ll learn how your best friend might be more than a companion.
 
You’ll also learn how to ...